There is no one-size-fits-all option when it comes to shopping for a new car and many people get stuck between the choice of whether to finance or lease their new vehicle. It should come down to your personal financial situation and personal preferences. Some people like the flexibility of upgrading their car for the latest safety features without breaking the bank. Whatever your choice, it’s best to do some research before jumping in. Lease terms can start at 24 months and go as long as 60 months. While longer terms are available, they’re not the best option. People lease automobiles for numerous reasons, such as a lower down payment and lower monthly payments. This allows drivers to acquire a car they otherwise may not be able to afford. For example, you could lease a $45,000 car for 36 months with a down payment of $2,500 and monthly payments of $350. If you were to finance that same vehicle, you may be required to make a $5,000 down payment and make monthly payments of $600 for that same car. The affordability factor makes leasing a more favorable option than financing. Let’s take a look at some other options that make leasing a vehicle a more favorable option than financing a vehicle:

The changes in seasons bring about different weather changes with them. As winter approaches, people begin to notice that the temperature is drooping, so it is time to get out the winter clothing and bundle up. Cold weather also means that winter maintenance on vehicles is necessary. Not everyone is aware of the fact that they should prepare their vehicles for the elements especially the extreme cold in some areas. Tire maintenance in cold weather is extremely vital because they need to be kept in proper conditions that would keep drivers safe. Every aspect of winter tires are engineered to give the best performance in the winter months: 1. All season to winter tires To ensure peak winter performance from your tires, you should switch out the tires to a set of winter tires. These are better than an all-season tires because they provide an improvement in vehicle function, They can increase the traction that is needed in snowy, or other inclement weather conditions. Also called snow tires, they are a necessity for certain regions of the United States. 2. Air pressure Check the air pressure in your tires regularly especially during the winter. Cold weather can deflate tires without the driver being aware.

Regardless of the occasion, choosing the right dress for a special night can be a fun challenge. Everywhere we look, there’s fashion inspiration waiting to tempt us into shopping for the latest trends in dresses. Thankfully, there are some styles that stand the test of time and can be worn for years to come. Whether you’re dressing for a casual get-together or more formal soiree, there’s a style of dress that will suit the mood of the party. Below are some of the must-have dresses that every woman needs in her closet: 1. Wrap dress These are dresses designed with front closure that is formed by wrapping it across to the other end and sometimes accompanied with a button. They are popular with women and form a V-shaped neckline that hugs the curves. Since the 1970s, this design of dress has remained one of America’s top sellers. This is a must have dress because of its ease of putting on and the different colors and designs that are available in the market for women to choose from. It also tends to work well and easily with most body types and women find them very comfortable. 2. Shift dress This is a simple, short and above-the-knee dress for women.

There was a time when automakers didn’t even make or recognize the existence of crossovers. It wasn’t until 1994 when Toyota finally introduced the RAV4 design in Japan. The fundamental difference between an SUV and a crossover is that an SUV is built atop a truck frame, while a crossover is lighter and more nimble with the unibody construction of a car body and frame built as a single piece. Following the RAV4’s success in Japan, the automaker brought the design to the United States in 1995. The following year, Subaru created the Forester and the year after that Honda introduced the CR-V. Today, crossovers, with their easy handling and better gas mileage, make up a total of 40 percent of the automotive market. Here’s a look at some of the best crossovers on the market: 1. Toyota RAV4 Hybrid Of course, the original RAV4’s were not hybrid vehicles with electrical motors and a gas-propelled engine, but that’s neither here nor there. The newly designed for 2019 RAV4 gets an amazing combined highway/city gas mileage of 39 miles per gallon, while offering a peppy 176 horsepower engine that Edmonds.com described as “slingshot like”. This crossover is fun to drive, the interior is comfy and roomy, and the transmission is smooth.

Trucks are something that people buy for many different reasons. If you are someone who is frequently hauling things then you may need a truck to help you accomplish all of your hauling needs. You can also tow any type of trailer or anything else you may need to tow with a truck. Trucks are great for off-roading. If you are someone who likes to go hunting or if you just like to ride off-road every once in a while then a truck would be perfect for you. There are many great trucks, but there are a few that really stand out for the year 2020, especially the following trucks: 1. The 2020 Ram 1500 The Ram 1500 is a truck that everyone loves. This truck offers you so much from large cargo space to awesome towing capabilities. It has a 3-liter EcoDiesel engine that offers more torque and power. The new HFE trim offers slightly improved fuel economy. The cabin is roomy and full of useful storage and tech to make the rides more fun. 2. The 2020 Chevrolet Silverado 1500 The new Chevrolet Silverado 1500 is part of the fourth generation introduced for 2019. This truck offers you so much new technology, including the new advanced trailering system option that supports up to 15 camera views.

An electric or hybrid car can upgrade your commute in drastic ways. Not only are these kind of cars made specifically to be environmentally friendly, they’re also a great cost-efficient alternative to gas cars. Fully electric and hybrid cars are known for having good mileage between charges and re-fuels, so expect to be stopping way less than your gas guzzling neighbor. These types of cars are also incredibly cost efficient, with hybrid cars needing half the gas as regular cars and electric forgoing gas completely, expect to save a lot with this investment. Check out some of the 2020’s best electric and hybrid vehicles that can save the environment and some cash: 1. Toyota Camry Hybrid The Toyota Camry Hybrid is a sleek hybrid car made with Toyota’s long-lasting quality in mind. The Camry has great fuel efficiency without sacrificing power and torque. The body is designed to give it an enduring and stylish look. Expect all the latest gadgets and safety features too like an interior monitor that tracks your car’s efficiency and collision sensors that warn you of your surroundings. 2. Honda Accord Hybrid The new Honda Accord Hybrid is an elegant design made to show off it’s innovation and performance.

A luxury sedan offers tremendous advantages when driving on the road. They are at the pinnacle of performance and engineering. These vehicles are usually the flagship for the various manufacturers that produce them. Luxury sedans offer the best technology and safety features that provide tremendous benefits for the driver. There are many options to choose from when it comes to finding the right luxury sedan for your specific needs. These vary from the BMW 5-series to the Volvo. Each of these vehicles come with numerous benefits and the one you choose will depend on what you want in a vehicle. For example, Volvo is well known for its safety while BMWs are known for being fast and fun to drive: 1. BMW 5-Series This is a luxury sedan that is both comfortable and powerful. BMW vehicles are always fun to drive and contain the latest technologies that keep them at the top of their class. While they can be on the more expensive side for luxury sedans, they provide the value needed to justify those costs. You also don’t have to worry about safety as these vehicles have the latest safety features such as blind-spot monitoring that helps you avoid accidents, keeping you and your passengers extra safe while you’re on the road.

When you’re considering buying an SUV, it may be a little overwhelming given the multitude of choices that are out there. You need to evaluate the features of the top SUVs or crossovers to see which suits your needs, family, and budget the best. Luckily, the following SUVs come in a variety of sizes, models, features, and types. Here are some factors that you may consider before purchasing an SUV: 1. Space considerations To start with, you need to determine the space you need; this will depend on the number of members in your family, the kind of activities you indulge in and whether you travel with pets. Some SUVs can provide you with extra passenger space but others may not provide more than the space that a four-door sedan will offer. When your lifestyle calls for traveling a lot with many types of equipment or with more than four passengers at a time, it’s important to choose an SUV that has third-row seating facilities. For instance, you should opt for a GMC Yukon or a Chevrolet Tahoe. 2. Off-roading capability You need to decide whether you want to use the vehicle for frequent off-roading or not. For instance, perhaps you camp and need to access rough terrain ahead.

Pickup trucks were once only driven by working class folks who needed reliable and heavy-duty vehicles, but that’s not the case these days. Trucks are more popular than ever and they’re driven by more than farmers. With their rise in popularity, truck manufacturers have also been making improvements to make pickup trucks more refined and reliable for regular cruising. These days trucks come with vital features, from performance to safety, that fits in your budget conveniently. While looking out for affordable trucks, make sure that you select one that has all the basic features of safety and comfort available. Here is a list of the most affordable trucks for 2019. 1. Toyota Tundra The first truck in our list of top trucks for 2019 is the Toyota Tundra. The starting price of the Toyota Tundra is $31,520. It has a V8 engine that is powerful and fuel-efficient. Also, it has a stunning arrangement of features for basic safety and is considered the most reliable truck. 2. Nissan Titan The starting price of Nissan Titan is $30,590. When it comes to performance, it is top-rated for a quiet and level ride. Power is provided by a standard 5.46 liter V8 and 390 horse engine.

According to statistics released by the Pew Research Center, a non-partisan Washington-based think-tank that provides information on social issues, 96% of people in the country own a mobile phone today. When the center conducted a study in 2011, just 35% of the country’s population owned a smartphone, whereas that percentage stands at 81% today. A large number of people depend on smartphones as their main channel for online access. Also, 1/5th of the people in the country use their smartphones exclusively for Internet access and don’t have broadband service at home. Smartphones have swiftly become an integral part of our lives. It’s important to understand the healthy benefits of smartphones. Smartphones provide a range of personal, financial, social, and cultural benefits. These include: Providing a more convenient way to stay in touch. Increase in information flow Access to different aspects: banking, email, books, videos, social media, calendar, appointments, ordering groceries, writing reports, connecting with SmartHome, etc. Opportunities to extend the knowledge base Entertainment Opportunity to use several useful apps Global exposure Help with fulfilling social and personal responsibilities. Enhanced professional life and career growth. Instant help in emergencies Great benefits in social media for the selfie generation. Protects your privacy Navigation facilities Smartphones can provide the following health benefits: