Different types of insurance plans can be found for different pets. What matters most is what kind of pet insurance would you be interested in choosing for the safety of your pet at home.

This article deals with the common types of insurance cover for pets. Mentioned below are a few things you need to know about these risk covers.

1. Accident only coverage
Like humans, pets are also prone to accidents on the road or at home. The chances are higher when they are roaming around alone on the street. So, this pet insurance plan covers any harm caused to the pet by accidents. Some examples can be bone fracture, scratches, and other wounds because of other dogs or animals. However, pre-existing injuries or flea or tick bites are not counted usually under this cover. There could be other exceptions too, which depends upon policy providers that you contact.

2. Accidents and illness covers
This is a policy plan for pets who fall ill often. Many species of cats or dogs are often vulnerable to health issues. It could be because of their skin or genetic evidence of falling sick regularly. Therefore, this type of pet insurance is a must-have for such breeds. Herein, the common accident and wounds from fights or road incidences are generally taken into consideration. Also, any sickness that’s diagnosed by the veterinarian is indemnified.

Popular examples of an illness can be cancer, chronic illness, hereditary problems, and much more. However, at the same time, you will have to keep in mind there will be illnesses or diseases that are not covered in the plans. For instance, diseases that already have the vaccine and are curable after some time might not be eligible for this kind of covers. Or else, injuries that have been already present at the time of getting insurance are not going to be covered.

However, again, it depends upon the policy providers whom you contact. There might be individual exceptions for different breeds. This you can only check once you have compared at least 2-5 policies together. After that, you can choose the best set of insurance cover for your ailing pet.

3. Accident, illness, and regular check-ups
This cover can be said to be a comprehensive plan because it not only covers accidents and illness that we already mentioned earlier but also reimburses the parents or guardians for regular check-ups of their pets. Under this pet insurance, certain preventive health solutions are also covered. This could be vaccinations, dental visits, behavioral therapies, etc.

Again, there are circumstances that are not covered in this insurance plan. These could include:

• Animal abuse
• Injuries that are already existing
• Risky animal surgeries
• Ambulance expenses

In the end, it can be said that pet insurance covers are highly necessary for every kind of cat or dog. Pets, both young and old, have the right to feel safe and secure. And these covers are the main ways to give them the environment and care they deserve.